Septic Tank Repairs in Haywards Heath
| Sewage Systems and Home Insurance

Our septic tank installers and company professionals at P.J. Cole (Southern) Ltd operate throughout Andover, Basingstoke, Brighton, Brockenhurst, Chichester, Crawley, Dorking, East Grinstead, Eastbourne, Epsom, Godstone, Guildford, Haywards Heath, Horsham, Lewes, Lymington, Lyndhurst, New Forest, Petersfield, Redhill, Reigate, Ringwood, Salisbury, Sevenoaks, Southampton, Tonbridge, Tunbridge Wells, Uckfield, Winchester, Windsor and Woking.

We are dedicated to providing exemplary septic tank repairs and installation services at all times as we understand the risks involved with poor property maintenance.

Insurance Concerns

Your home and contents policy could cover more than just the cost of repairs to the physical structure, or damage to your personal belongings. Some insurers will also cover what happens below your property. We know from experience that sewage systems can fail unexpectedly. Not all policies will cover the cost of cesspit and septic tank repairs. Now could be a good time to brush up on what you know about your insurance and what it protects you against.

The cost of sewage tank and STP maintenance will fall on the homeowner but the policy could cover everything else. 

Any above-ground damage, like fire or flooding, are obvious points of coverage. Things become a little less clear when we look below the ground. The fact that sewage systems sit beneath the ground often make it difficult to know what is wrong with them when something stops working. Sometimes, without partially excavating around your property, you won’t know the extent of any damage or if your insurer will cover your repair costs.

It isn’t unusual for a policy to exclude repairs to drainage or sewage systems that have extended beyond a property’s boundary. In most cases, however, you will find cover in place for accidental damage to underground services.

If your insurer doesn’t cover such repairs, you may want to start looking for a new provider.

Areas of Coverage for Sewage Systems

Call P.J. Cole (Southern) Ltd to evaluate the extent of any damage and the first thing we’ll do is to find out why your installation has failed. We offer a full inspection service in Haywards Heath and the surrounding areas. By being accurate in our diagnosis, our company can work alongside you and your insurer to reach an outcome that benefits everybody, and which reduces the stress associated with damage to sewage systems.

You might need to use us for cesspit or septic tank repairs in the aftermath of either of the following:

  • Failure due to the age of the tank and its condition. We look at variables which can affect lifespan. Based on the variables, your insurer might cover replacement costs.

  • If sewage systems fail because of a lack of maintenance, insurance companies won’t cover the cost of neglect. Have tanks emptied and serviced frequently to avoid issues.

In terms of what we find when investigating sewage systems in Haywards Heath, you should find your insurer will back cesspit and septic tank repairs on all elements listed below so long as a policy covers accidental damage to underground services.

  • Tree Root Intrusion

  • Damaged Baffle

  • Damage Dip Pipe

  • Tank Wall Fractures

  • Above-Ground Movement

We’ll inspect your property and provide a detailed report of what we find. P.J. Cole (Southern) Ltd will also quote for any repair or replacement work needed so that you can liaise with your insurer at the earliest opportunity. Unless you have been neglectful, you could be pleasantly surprised to find your policy covers our quotation and the associated repair costs.

For sewage systems and septic tank repairs in Haywards Heath, call P.J. Cole (Southern) Ltd on 01483 200336.

01483 200336

Frys Cross Farm, Knightons Lane,
Dunsfold, Godalming,
Surrey, GU8 4NY